The Portland and Yamhill county is flooded with properties that are listed as ;”short sale” . What does that term really mean? A short sale is a property that is in the process of being foreclosed by the bank. The seller still has the ability to negotiate on the terms of the sale, but the sale is not able to proceed until the bank signs off on the offer to purchase……the bank has to agree to take a loss on their investment in the property. Often a home owner has taken out more than one mortgage; they may have both a first loan and a second loan. If this is the case, both of those lenders have to agree to the sale…….the lender in first position may not actually have to take a loss, but maybe the lender in the second position has to take a loss. Or they may both have to agree to take a loss on their investment. In any case, if the bank has to become involved in the agreement to terms of the sale, that is called a short sale, and the bank is considered a 3rd party to the transaction.

What is the most challenging thing about living on the water in a floating home? Lots of people might think it is getting your shopping from your car…

I get information every day about mortgage trends and the gloomy or more positive news about real estate. The truth is, as we Americans adjust our life styles and our aspirations regarding what Home looks like and feels like, we are very likely to see more people choosing to live closer to their own core values. Home buyers will shift toward living comfortably within their housing means, and less towards the bigger and better syle of real estate. My old friend from Germany used the phrase “small but fine” as she described what she wanted in a home.

I am co hosting a class for people who are interested in exploring real estate investment. This class will be taught by Hector Ariciega of First American Title. Hector is Harvard educated in business, and he has developed a softward evaluation program that will allow you to evaluate any given property for your own particular investment purpose. In this class he will show you how to use this software and he will give you a copy of it FREE. call of email me right away if you are interested in attending or if you just want to recieve a copy of the CD

Buying or selling real estate takes courage and focus in the best of times, but now is also a time that will takes its toll on you, the real estate buyer or seller. Make note of your personal values, and stay close to them as you enter the market place. This is a fantastic time to buy a home, but consider your whole picture as you make this decision.This is a challenging time to sell your home, so be mindful of your goals and what selling your home will bring to you in terms of opportunity or achievement or relief.

Today you will have access to Portland real estate information and perspectives from my website, company and blog. Welcome! Enjoy…..introduce me……let’s be successful in your search for the best real estate value and home for your family.

Today is a day of hope and pride in being American. I am inspired to live to my potential and encouraged about how our country and all the different ways we think and live, will come together to rebuild our amazing country.

Finding a floating home that fits your lifestyle plans is all about searching. Sign up to receive a dailly listing email from me. Start planning when you would like to make your move and begin visiting open houses on Sundays. Floating home open houses are a good way to take a close look at the moorages and to decide which one you would like to join.

This is the first demo blog post, you can edit this blog entry here.

Lots of people want to live on the water….but how to make that happen? Floating homes are considered personal property so you will have to speak with a…

Try this great  bistro presented by Christian and Annette Joly for authentic French fare. The mussels and the French onion soup are very good.

Try Bar Mingo on NW 21st for a casual authentic Italien meal and a terrific pour of the house red or white! And watch the guy in the green glasses bussing your table……he’s the owner! Happy hour all day on Sundays.

This is the first demo blog post, you can edit this blog entry here.