Lots of people want to live on the water….but how to make that happen? Floating homes are considered personal property so you will have to speak with a lender who makes loans of personal property. Usually smaller banks or credit unions will have good loan programs for buying a floating home. Usually the loan will require a down payment and you might pay a small bit higher interest rate on the loan. As with any purchase, it is a good idea to line up your financing while you are looking so you are prepared to make an offer to purchase when you find the home you like.

Cover image by Blog.popflys.com.

Finding a floating home that fits your lifestyle plans is all about searching. Sign up to receive a dailly listing email from me. Start planning when you would like to make your move and begin visiting open houses on Sundays. Floating home open houses are a good way to take a close look at the moorages and to decide which one you would like to join.